TERMS OF USE
Effective Date: May 24, 2026
Last Updated: May 24, 2026
Welcome to the website of The Bethel Baptist Church Thrift Cooperative Society Ltd (“the Cooperative,” “we,” “our,” or “us”). By accessing or using this website, you agree to comply with and be bound by the following Terms of Use. If you do not agree, please discontinue use immediately.
1. Acceptance of Terms
By using this website, you acknowledge that you have read, understood, and agreed to these Terms of Use and our Privacy Policy. The Cooperative reserves the right to update or change these terms at any time, and continued use of the site signifies acceptance of any modifications.
2. Eligibility and Membership
This website and its services are intended for individuals 18 years or older. Some services, such as applying for a loan or opening an account, may require you to be a member of the Cooperative and to meet specific eligibility requirements.
3. Use of Website
You agree to use this website lawfully and only for its intended purpose — to access information and services provided by the Cooperative. You must not misuse the site, attempt to gain unauthorized access, or upload harmful or illegal materials.
4. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of The Bethel Baptist Church Thrift Cooperative Society and may not be copied, reproduced, or distributed without written consent.
5. Third-Party Links
This website may include links to third-party websites or tools. These links are provided for convenience only, and we are not responsible for their content, privacy practices, or accuracy.
6. Limitation of Liability
The Cooperative is not liable for any direct, indirect, or consequential losses or damages arising from the use or inability to use this website or any linked services.
7. Privacy and Data Protection
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and safeguard personal information in accordance with the Jamaica Data Protection Act, 2020 (JDPA).
8. Amendments
We may modify these Terms of Use from time to time. The updated version will be posted on this page with a new “Last Updated” date.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Jamaica, without regard to conflict of law principles. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts of Jamaica.
