Your Savings, Loans and Insurance Partner
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SAVINGS/ DEPOSIT PRODUCTS
Share Account
This is a savings account where members are able to make deposits and withdrawals. The share account is eligible for dividend payments.
Golden Harvest Savings Plan (by Cuna Caribbean)
This is an account where the member is required to make monthly deposits and is geared towards selected savings targets. The account has varying maturity dates, which the member can choose from based on their objectives.
- Maturity dates range from 1 year to 10 years.
- Accounts with maturity dates for 5 years or more can benefit from tax-free status.
- Accounts with maturity dates under 5 years are subject to withholding tax on interest earned.
- Competitive interest rates
- Minimum monthly deposit J$500.00
- Applicants must be between the ages of 15-65 years to be eligible for this plan.
Additional benefits:
The Golden Harvest account has a Life insurance benefit in the event of a total and permanent disability or death.
Helping Hand Partner Plan
Helping Hand Partner Plan offers options beginning with a minimum hand of $500 to $10,000 maximum per week, to be paid weekly, bi-weekly or monthly. Payments to the plan must be maintained based on the chosen option.
You can customize a programme that fits you perfectly!
Submit payment
Hands can be paid weekly, fortnightly or monthly. A minimum deposit of $500 should be paid per week. You can customize a programme that fits you perfectly!
Watch your money grow!
Our in-house experts will review all the information you submit. You can save multiple hands at the same time to maximize your savings!
Choice of Draws - Weekly Number of Weeks
| Weekly Hand | 16 Weeks | 24 Weeks | 36 Weeks | 48 Weeks |
|---|---|---|---|---|
| 500 | 8,125 | 12,250 | 18,625 | 25,000 |
| 750 | 12,188 | 18,375 | 27,938 | 37,500 |
| 1,000 | 16,250 | 24,500 | 37,250 | 50,000 |
| 1,250 | 20,313 | 30,625 | 46,563 | 62,500 |
| 1,500 | 24375 | 36,750 | 55,875 | 75,000 |
| 1,750 | 28,438 | 42,875 | 6,188 | 87,500 |
| 2,000 | 32,500 | 49,000 | 74,500 | 100,000 |
| 2,250 | 36,563 | 55,125 | 83,813 | 112,500 |
| 2,500 | 40,625 | 61,250 | 93,125 | 125,000 |
| 2,750 | 44,688 | 67,375 | 102,438 | 137,500 |
| 3,000 | 48,750 | 73,500 | 111,750 | 150,000 |
| 3,250 | 52,813 | 79,625 | 121,063 | 162,500 |
| 3,500 | 56,875 | 85,750 | 130,375 | 175,000 |
| 5,000 | 81,250 | 122,500 | 186,250 | 250,000 |
| 6,000 | 97,500 | 147,000 | 223,500 | 300,000 |
| 7,000 | 113,750 | 171,500 | 260,750 | 350,000 |
| 8,000 | 130,000 | 196,000 | 298,000 | 400,000 |
| 9,000 | 146,250 | 220,500 | 335,250 | 450,000 |
| 10,000 | 162,500 | 245,000 | 372,500 | 500,000 |
Conditions:
Premature closure of Helping Hand accounts requires two working days' written notice
No draw is allowed in the first 12 weeks
Accumulated Hands plus rewards will be paid at the end of the last week of the plan
and is calculated from the commencement of the plan
Rewards will be credited to your Voluntary Shares account at the end of the period.
Rewards will be forfeited if members withdraw from the plan early or if any of the conditions are violated
Rewards are paid net of tax
Reward Structure
| Time in weeks | Reward | Reward Conditions |
|---|---|---|
| 16 weeks (4 months) | 1/4 Hand Extra | Only one late payment allowed |
| 24 Weeks (6 months) | 1/2 Hand Extra | No more than 2 late payments |
| 36 Weeks (9 months) | 1 1/4 Hand Extra | No more than 3 late payments |
| 48 Weeks (12 months) | 2 Hands extra | No more than 4 late payments |
Click to apply for the Helping Hand Partner Plan
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